Terms & Conditions

Introduction

Welcome to our website.

These Terms and Conditions govern your use of this website and by accessing or using this website, you agree to be bound by these Terms and Conditions. If you disagree with any part of these terms, please do not use our website.

Use of Website

General Use

This website is provided for informational purposes only. You may access and view the content on this website for personal use only. You may not modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, transfer, or sell any information obtained from this website without our prior written permission.

User Conduct

When using our website, you agree to:

Comply with all applicable laws and regulations
Not use the website in any way that could disable, damage, or impair the website or interfere with any other party's use of the website
Not attempt to gain unauthorized access to any parts of the website, other accounts, computer systems, or networks connected to the website
Not obtain or attempt to obtain any materials or information through any means not intentionally made available through the website.

Intellectual Property

All content on this website, including but not limited to text, graphics, logos, button icons, images, audio clips, digital downloads, data compilations, and software, is the property of Otium Business Consulting or our content suppliers and is protected by United States and international copyright laws.

Trademarks

All trademarks, service marks, and trade names used on this website are either trademarks or registered trademarks of our company or its affiliates, or third parties who have licensed their materials to us.

Contact Form

Information Collection

When you use our contact form, you may be asked to provide certain personally identifiable information, including but not limited to your name, email address, and any other information you choose to provide in your message.

Use of Information

Information submitted through our contact form will only be used to respond to your inquiry or request and will not be sold or shared with third parties except as necessary to fulfill your request or as required by law.

Data Collection and Analytics

Google Analytics

This website uses Google Analytics, a web analytics service provided by Google, Inc. ("Google"). Google Analytics uses cookies, which are text files placed on your computer, to help the website analyze how users use the site. The information generated by the cookie about your use of the website (including your IP address) will be transmitted to and stored by Google on servers in the United States.

Google will use this information for the purpose of evaluating your use of the website, compiling reports on website activity for website operators and providing other services relating to website activity and internet usage. Google may also transfer this information to third parties where required to do so by law, or where such third parties process the information on Google's behalf. Google will not associate your IP address with any other data held by Google.

You may refuse the use of cookies by selecting the appropriate settings on your browser, however please note that if you do this you may not be able to use the full functionality of this website. By using this website, you consent to the processing of data about you by Google in the manner and for the purposes set out above.

Do Not Track Signals

Our website does not respond to Do Not Track (DNT) signals. However, some third-party sites do keep track of your browsing activities. If you are visiting such sites, you can set your preferences in your web browser to inform websites that you do not want to be tracked. You can enable or disable DNT by visiting the preferences or settings page of your web browser.

California Privacy Rights

California residents have the right to request information regarding the disclosure of their personal information to third parties for direct marketing purposes. To make such a request, please contact us using the information provided on our website.

Disclaimer of Warranties

THIS WEBSITE AND ALL INFORMATION, CONTENT, MATERIALS, PRODUCTS AND SERVICES INCLUDED ON OR OTHERWISE MADE AVAILABLE TO YOU THROUGH THIS WEBSITE ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS, UNLESS OTHERWISE SPECIFIED IN WRITING. WE MAKE NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, AS TO THE OPERATION OF THIS WEBSITE OR THE INFORMATION, CONTENT, MATERIALS, PRODUCTS OR SERVICES INCLUDED ON OR OTHERWISE MADE AVAILABLE TO YOU THROUGH THIS WEBSITE, UNLESS OTHERWISE SPECIFIED IN WRITING.

YOU EXPRESSLY AGREE THAT YOUR USE OF THIS WEBSITE IS AT YOUR SOLE RISK.

Limitation of Liability

IN NO EVENT SHALL WE, OUR OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, OR AFFILIATES BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, PUNITIVE, OR CONSEQUENTIAL DAMAGES OF ANY KIND, OR ANY DAMAGES WHATSOEVER, INCLUDING, WITHOUT LIMITATION, THOSE RESULTING FROM LOSS OF USE, DATA, OR PROFITS, WHETHER OR NOT WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, AND ON ANY THEORY OF LIABILITY, ARISING OUT OF OR IN CONNECTION WITH THE USE OF THIS WEBSITE OR OF ANY WEB SITE REFERENCED OR LINKED TO FROM THIS WEBSITE.

Indemnification

You agree to defend, indemnify, and hold harmless our company, its officers, directors, employees, agents, and affiliates from and against any and all claims, damages, obligations, losses, liabilities, costs or debt, and expenses (including but not limited to attorney's fees) arising from: (i) your use of and access to the website; (ii) your violation of any term of these Terms and Conditions; or (iii) your violation of any third party right, including without limitation any copyright, property, or privacy right.

Governing Law

These Terms and Conditions shall be governed by and construed in accordance with the laws of the State of California, without giving effect to any principles of conflicts of law. Any action arising out of or relating to these Terms and Conditions shall be filed only in state or federal courts located in California, and you hereby consent and submit to the personal jurisdiction of such courts for the purposes of any such action.

Changes to Terms and Conditions

We reserve the right to modify these Terms and Conditions at any time. Changes will be effective immediately upon posting to the website. Your continued use of the website after any changes to these Terms and Conditions constitutes your acceptance of such changes.

Contact Information

If you have any questions about these Terms and Conditions, please contact us using the information provided on our website.

Effective Date

These Terms and Conditions are effective as of April 15, 2025.